How to Close Paytm Postpaid Account Permanently?

By Happy On Feb 14, 2023

Through the Paytm Postpaid Account, customers can get a credit limit that lets them shop, use the service, and pay a month later.

But users can choose to turn off their Paytm postpaid accounts if they no longer need them or for any other reason.

We’ll explain it here, along with the situations in which you won’t be able to close your Paytm postpaid account, because a lot of people need to know how to do it.

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How to Close the Paytm Postpaid Account Permanently?

Paytm is an online payment service that people and businesses in India use often. Since all transactions are done digitally, customers don’t have to carry exact changes in cash, and merchants don’t have to give customers exact changes in cash. Paytm also has a feature called Paytm Postpaid Account.

This gives customers access to a credit limit, which lets them shop and use the service while paying for it a month later.

But customers may want to close a Paytm postpaid account for a number of reasons, including the fact that they no longer need it.

Close Paytm Postpaid Account — Image Source: www.quora.com

Because many of them want to know more about the process, we’ll talk about it below. We’ll also look at what can stop you from closing the account.

One can cancel or delete the postpaid service for a variety of reasons and still use the regular app features. Here are some simple steps you can take to turn off your Paytm postpaid account through the app:

On the app’s home screen, there will be an icon for your profile in the top left corner. To get to it, click on that icon.
Tap the “Help & Support 24-7 Customer Support” option in the drop-down menu that appears.
A new screen will open with different options. Scroll down until you see “Contact 24-Hour Help” and tap on it.
Now, many “customer service numbers” and “send us a message” options will be clear.
Call the number listed under “Bank, Wallet, and Payments.”
Tell them why you want to close your Paytm postpaid account and when you want to do it.

How to Delete a Paytm Postpaid Account?

Paytm is one of the most used apps in India. It’s a payment platform that makes it easier to send and receive money. Most people in India send money through the Unified Payment Interface (UPI).

To make all of these payments and get the money, one must fill out the KYC form, which needs a copy of a government-issued ID.

Now, if you want to close your Paytm account and get rid of your KYC information, you have to take a few steps and make sure you meet a few requirements. What are they, and how do I get rid of one on Paytm? Let’s look at this piece for it.

Follow these steps to get rid of your Paytm account.

Set up an account with Paytm.
When you tap the hamburger menu in the top left corner of the screen, you’ll see a few options.
Tap the button at any time to get help.
Click “More Products & Services” if you can’t find Profile Settings.
Figure out if you want to say “I need to close/delete my account.”
Just click on “I don’t use this Paytm account.”
The last step is to tap “Message Us” and send the message.
As soon as Paytm gets your request, it will close your account.

What Are the Disadvantages of Paytm Postpaid?

There may be fees of up to 4% when you move money from Paytm to your bank account.
If you want to shop, you’ll need to bring cash with you because most major stores, both online and off, don’t accept debit or credit cards.
Some businesses won’t take Paytm money because of security concerns, a lower monthly limit, or because they want to make “black money.”
When multiple apps are combined, some services may be lost, which could cause an app to stop working.
You could lose your Paytm cash if you lose your phone because they need to verify your email id.
Worse customer service for help shopping, canceling orders, or sending things back.
If you use Paytm to return something, it is always free, but it may take up to 7 days for the money to show up in your bank account.

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Conclusion

Paytm Postpaid is one of the company’s most important parts. It lets users get digital credit after they have already paid for it. Paytm lets you buy things on credit if you have a postpaid account. After you finish these easy steps, your PAYTM postpaid account will be closed right away.

Keep a copy of your original account number and activation code in case you run into trouble along the way. We hope that after reading this guide, it will be easy for you to delete your PAYTM postpaid account.